Canada’s Credit Card Reviews
HOW WE REVIEW CARDS
Read our credit card reviews
Compare Canada’s best credit cards
The best credit cards in Canada deliver high-value and easy-to-use rewards, discounts, perks and premium benefits.
Choosing a credit card
How to Choose a Secured Credit Card
Choosing a secured card that reports to Canadian credit bureaus is crucial to getting the most value out of these credit-building products.
How to Choose a Travel Credit Card
With so many cards, rewards programs and benefits available, choosing the right travel credit card can be overwhelming. However, once you’ve got one in your wallet, you can reap the rewards on your next trip.
An Introduction to Rewards Credit Cards
When you use a rewards card, your loyalty and spending is celebrated with redeemable perks, points and other rewards. The more you spend, the more you get.
Rewards Cards Vs. Cash Back Cards
Should you pick a rewards credit card to earn points, miles or travel perks — or choose a flexible and straightforward cash back card? It depends on your spending habits.
Credit card perks and benefits
How to Maximize Your Use of Credit Card Points
Make the most of your credit card points by calculating the highest-value redemption option and using them before they expire.
What Are Credit Card Airline Miles?
Credit card airline miles are a type of reward that can often be redeemed for discounted or free travel when you use an airline loyalty program.
American Express Front Of The Line and Experiences: What to Know
American Express Front of the Line gives you access to presale tickets and reserved event tickets. It’s just one of several Amex Experiences offered as a cardholder perk.
Scotiabank’s Scene+ Rewards: How to Earn and Redeem Scene+ Points
Scotiabank Scene+ points can be earned on eligible purchases and redeemed for merchandise, travel, dining out and entertainment experiences.
Browse other types of credit cards
9 Best Mastercard Credit Cards In Canada for 2023
The best Mastercard credit cards offer a diverse array of rewards, including cash back, Air Miles, points and more.
9 Best CIBC Credit Cards in Canada
CIBC offers a range of credit cards that offer reward points, cash back and travel perks. Check out the 9 best CIBC credit cards, according to NerdWallet’s analysis.
23 Best Credit Cards in Canada for December 2023
NerdWallet Canada’s picks for the best credit cards include top contenders across numerous card categories. Compare these options to find the ideal card for you.
Best Neo Financial Credit Cards
Its card lineup is limited, but this digital bank offers cash-back rewards of up to 15% plus customizable add-on perks.
Rating Methodology
NerdWallet Canada rates credit cards according to overall consumer value and their suitability for specific kinds of consumers. Factors in our evaluation include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as airline or hotel perks or the ability to transfer points.