Our Take
The bottom line:
U.S. Bank Business Cash Rewards World Elite™ MasterCard®
Pros & Cons
Pros
- Bonus cash back categories
- No annual fee
- Intro APR period on purchases and balance transfers
Cons
- None
Compare to Other Cards
Annual fee $95 | Annual fee $0 | Annual fee $0 |
Regular APR 21.24%-26.24% Variable APR | Regular APR 18.49%-26.49% Variable APR | Regular APR 18.49%-24.49% Variable APR |
Intro APR N/A | Intro APR 0% intro APR on purchases for 12 months from the date of account opening | Intro APR 0% intro APR on Purchases for 12 months |
Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent |
Full Review
Key features of the U.S. Bank Business Cash Rewards World Elite™ MasterCard®
- Earn 3% cash back on eligible gas station, office supply store and cell phone/service provider purchases.
- Earn 1% cash back on other eligible purchases.
Benefits of the U.S. Bank Business Cash Rewards World Elite™ MasterCard®
Drawbacks of the U.S. Bank Business Cash Rewards World Elite™ MasterCard®
- 1.5 points per $1 on all purchases.
- You can earn up to 75% more points on every purchase if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases
- 3 points per $1 on the first $150,000 spent each anniversary year in combined purchases in these categories: travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines.
- 1 point per $1 on all other purchases.